A Banker's Dream
The premise behind the low Fed interest rates is to get banks lending to stimulate the economy. However, that's not what is happening. Consider the following overview by Peter Schiff, CEO of Euro-Pacific Capital.

“The Fix is In. It was bad enough that the Fed held rates far too low, but at least a fig leaf of uncertainty kept the most brazen speculators in partial paralysis. But by specifically telegraphing policy, the Fed has now given cover to the most parasitic elements of the financial sector to undertake transactions that offer no economic benefit to the nation. Specifically, it will simply encourage banks to borrow money at zero percent from the Fed, and then use significant leverage to buy low yielding treasuries at 2 to 4 percent. The result is a banker’s dream: guaranteed low risk profit. In other words it will encourage banks to lend to the government, which already borrows too much, and not lend to private borrowers, whose activity could actually benefit the economy.”

Bankers do not care about the economy. Bankers do not care about America. Bankers do not care about you. They care about bottom line profits, and this zero interest rate environment that the Fed has created will guarantee that our economic problems will get much worse before they get better by starving the nation of cash which could be used to stimulate the economy. You can bet on it! In fact, you already HAVE bet on it. By continuing to invest in paper investments, you are betting that things will get better. By investing in gold and silver, you are betting they won't. Which way did you bet? There can only be one winner, and if you are doing what all of your co-workers are doing, and staying invested in the traditional financial paper markets, you can be sure that you will be the loser. Following the crowd always leads to ruin.