It's A Sucker Bet
According to the Investment Company Institutes latest figures of April 21, 2010 (Long-Term Mutual Fund Flows) total estimated inflows to long-term mutual funds were $9.04 billion for the week ended Wednesday, April 14. 

Domestic Equity Funds only saw inflows of $466 million.  That is only 5% of the total money invested.  So what is driving the stock market higher?  It's not you and I.  It is the bankers driving up the market trying to lure the public back in.  And you can be sure that as soon as everyone jumps back in, they will yank the rug out from under the market as they always do.

In the meantime, we could see stock prices move much higher, OR, they could drop drastically overnight.  Is that the kind of Russian Roulette you want to play with your serious money?